C. S. Sudheer Review - How to Improve Credit Score
Improving credit score can be a challenging task. Learn how you can make it possible. Pay loan dues in time: As per CS Sudheer Bangalore , t he basics don’t change. Repay credit card dues, Home Loan EMIs , Personal Loan EMIs and other EMIs on time. Late EMI payments give you a poor credit score. Maintain a healthy credit mix: This is a healthy mix of secured and unsecured loans. Secured loans are secured against collateral/assets. Home Loan , Car Loan , Two Wheeler Loan, Loan against Property (LAP) and Loan against Security (LAS) are secured loans. According to Indian Money Company Bangalore , these loans charge lower interest compared to unsecured loans. Unsecured loans like personal loan , credit cards have no collateral. Lenders charge a higher interest on these loans. This is why credit mix is very important. Credit mix refers to the type of accounts which make up your credit information report (CIR)....